Do you want to buy Health Insurance in Cambodia ?

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Individual (1 person) or a Family? Family health insurance products are often more attractive than for a single person. Premiums are correlated to age and many Insurance plans do not accept more than 65 years old. Think about adding the elderly which you may have to take care of, before it is too late. Benefits […]

Why is SAFETYNET different from other Health Insurance players in Cambodia?

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There are numerous Health Insurance companies and international brands distributed in Cambodia. However, we are proud to be the only “Health Insurance Specialist” in The Kingdom. Health Insurance is not like any other Insurance types… Health Insurance is very special, you need a pure “Health Insurance Specialist” to offer you the right price for the […]

Global Insights on International Private Medical Insurance (IPMI) premiums trend in 2022


An astonishing number of regions witnessed a rise in their IPMI premiums in 2022. Specifically, individual IPMI premiums rose in 98 out of 100 locations, while family IPMI premiums increased in 97 out of 100 locations. On average, individual premiums went up by 12%, and family plans experienced a 14% rise. It is noteworthy that […]


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In exchange for a premium (annual fee), the insurer will pay for expenses; the coverage can be more or less comprehensive but here are some basics of the differences. Accident Insurance Personal Accident insurance (often already included in Health Insurance plans, such as for SAFETYNET) is an annual policy which provides compensation in the event […]

Cambodia HR medical claims

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SAFETYNET online capabilities allow HR department to easily submit claims online. We hear that some firms/ institutions prefer their employees to claim directly the Health expenses while others delegate it to the HR/ Administration departments, or a right to choose. Our constant goal is to build a solid system which also assure full confidentiality thanks […]

Cambodian companies select SAFETYNET


SAFETYNET Insurance Services (Cambodia), Co. Ltd. remains in 2022, the undisputed leader in Health Insurance plans for Companies, Families and Individuals in the Kingdom. Setting up a successful and sustainable Health Insurance in Cambodia required more than having the right products: 1- International Expertise from the Management team Our Management team is composed of highly […]

Corporate Employee Benefits in Cambodia

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In year-end, Cambodian Leadership teams have to go through the bid for employee benefits, especially Health Insurance plans. You will find below some important points to consider. COST IS THE MAIN DRIVER? The annual budget for group Health insurance is often determined upfront and not negotiable. However, it is good to keep yourself some margin […]

Insights about Insurtech in Cambodia

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Cambodia’s Insurtech is fast evolving with start-up and traditional companies trying to disrupt in a country where Insurance potential is immense. Insurance Objective for Cambodia The regulator is actively stimulating the entire ecosystem to achieve an Insurance penetration of 5.5% by 2030. A key player in the market SAFETYNET Cambodia has proven its contribution to […]

Medical Insurance in Cambodia Q1-Q3 2022

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Cambodia’s Medical/ Health Insurance statistics were just released for the 3rd quarter 2022 by the Insurance Regulator of Cambodia. Cambodians’ Health insurance value in Gross premium reached $8.3 millions for a growth of 19.8% in Q3. Market Q1-Q3 2022: $24.8 mln Looking at a bigger picture, for Q1 to Q3 2022, the growth is at […]


Insurance History In Cambodia (1)

The genesis of Insurance  Cambodia’s insurance was institutionalized from 1956 but the Khmer Rouge regime put an end to its flourishment from 1975. After the country recovered from its ashes, in 1990-2000, the government introduced the first Laws of Insurance with state-owned insurance company CAMINCO, and also a reinsurance company CAMBODIA-RE in 2002.  Modernization of […]